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Heart Financial

Renovators

Renovate with confidence. Fund it with clarity.

From budgets to timelines, materials to project management — there's plenty to consider. Don't let that put you off: the end result, and the journey itself, can be truly rewarding.

kitchen renovation with black cupboards and gold appliances
jo attard

How we help

Experience and expert guidance make all the difference.

A renovation is really two projects: the build, and the funding behind it. We take care of the second so you can focus on the first - showing you how experience and expert guidance can make all the difference when funding your renovation project.

From using your equity well to structuring staged payments with your builder, we make sure the money side of your renovation is as considered as the design.

Where we add value

The finance behind a great renovation.

01

Construction & renovation loans

Purpose-built lending that releases funds as your project progresses - so you only pay interest on what's been drawn down.

02

Using your equity well

Your home's equity is often the smartest way to fund a renovation. We help you access it in a structure that keeps your overall position strong.

03

Budgets, buffers and staged payments

Renovations are famous for surprises. We build buffers into the funding plan and align it to your builder's payment stages, so surprises stay manageable.

04

From plans to completion

We stay with you through the whole project - valuations, progress payments and the final inspection - so the finance keeps pace with the build.

The best renovations are built on a solid financial foundation.

Jo puts the human back into financial brokerage - she understands what you need emotionally as much as financially, and her advice calms your anxiety first so you can make clear decisions.

Kerrie B

Planning a renovation?

Let's look at the numbers before the builder does.
A no pressure, no obligation, no cost conversation
is the best first step.