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Heart Financial

Free guide

The Bridging Finance Guide.

Buying before you sell?
A practical guide to understanding peak debt, interest, sale proceeds and your end debt - before you make your next move.

What's inside

Five chapters, to help you buy before you sell.

01

Buy first or sell first?

Understand the different strategies - and the financial and practical trade-offs of each.

02

How bridging finance works

See how your existing loan, new purchase, peak debt and end debt fit together.

03

Know your peak debt

Understand how much your debt could increase, how lenders assess it, and why your property values matter.

04

Understand the interest

See the difference between paying interest as you go and capitalising it - and how each affects your cashflow.

05

Plan your exit strategy

What happens when your current home sells, what if it sells for less, and why your end debt matters.

Why we wrote it

Because buying your next home is about more than getting the loan.

It’s about having a strategy before you make your move.
Bridging finance can give you flexibility, but it also creates important decisions around peak debt, interest, cashflow and your end debt.
We created this guide to help you understand the numbers, ask the right questions and know what to consider before you buy.

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