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Heart Financial

Asset finance

The tools to do the job.
The equipment to get there.

Whether you need specialised equipment for your business or it's time to upgrade your car, asset finance keeps you moving - without draining the cash that runs your day-to-day.

A white range rover parked in a parking lot
two young men at work

How we help

Fund the asset. Protect the cash flow.

The right asset finance matches the life of what it funds - so the equipment pays for itself as it works, and your working capital stays where it belongs: in the business.

We compare the options across our lender panel, explain the differences plainly, and keep approvals fast and clear.

What we cover

Assets we finance.

01

Business equipment

Machinery, medical and dental equipment, IT, fit-outs — the specialised gear your business runs on.

02

Vehicles & fleet

From a single ute to a whole fleet — and yes, upgrading the family car counts too.

03

Preserving working capital

Financing the asset instead of buying it outright keeps your cash buffer intact for opportunities and surprises alike.

04

Fast, clear approvals

Asset finance moves quickly when it's packaged well. We prepare your application properly the first time, so approvals don't drag.

Fund the asset. Protect the cash flow.

Need the gear sooner than the savings?

Tell us what you need and when — we'll find the cleanest way to fund it.