Because it's more than a loan, it's your life

Heart Financial provided great service and quick outcome for me personally with a fast 30 day settlement which involved business and trust accounts to add to the complexity. As a financial adviser we appreciate Heart Financial keeting us informed.

We also use them when needed for our financial planning clients as they have a good understanding of more complex lending involving trusts, companies and smart strategies that we are trying to implement for clients.

Heart Financial were recommended to us by a friend as our situation is quite unique. We were looking to refinance our home loan for a better rate and better customer service.

There are three of us on the loan our son 31, my husband 76 and retired and myself 64 and still working. Zac from Heart Financial pulled out all the stops for us and was tireless in his efforts to find a lender to take us on. Zac signed us up with Bank of Melbourne with a variable rate of 6.06%.

We were absolutely thrilled not only with the rate but with being with a Bank as opposed to a Finance Company such as Liberty who are our current lenders and are extremely difficult to deal with and have increased our interest rate independently of any announcement from the RBA. Zac has been wonderful to deal with and has kept us in the loop with daily updates sometimes he has called or texted multiple times in a single day. I can’t praise him enough. Heart Financial are all HEART ❤️ THANK YOU ZAC

As a new property developer, arranging finance for my first development was a long and sometimes challenging journey. The project experienced significant delays through town planning and other stages, but Heart Financial stayed with me patiently for almost a year, right through to settlement today.

I initially worked closely with Paige Moloney, who was exceptionally patient, knowledgeable and generous with her guidance. She took the time to explain the available options clearly and helped me understand the financing process as a new developer.

When Dinh Robley later took over, the transition was seamless. Dinh was equally professional, responsive and efficient, guiding the application through its final stages and helping achieve a successful settlement.

Throughout the entire process, everyone at Heart Financial was accommodating, dependable and genuinely committed to getting the right outcome. Good customer service is easy when everything goes smoothly; what impressed me was how consistently supportive they remained through delays, changing circumstances and a complex application.

I worked directly with two advisers, and both were excellent. If you value patient, professional and knowledgeable service, I genuinely wouldn’t go anywhere else. I highly recommend Heart Financial.

We couldn’t have asked for a better broker throughout our journey to buying our home. From the very beginning, they were incredibly patient, caring and supportive, taking the time to understand our circumstances and what we were ultimately trying to achieve.

What really stood out was their consultative approach. We never felt pressured or rushed into making a decision. Instead, they took the time to explain our options, answer every question and guide us through each stage of the process with genuine care and professionalism.

Buying a home can be stressful, but having someone so knowledgeable, responsive and invested in getting the right outcome for us made a huge difference. We always felt supported and confident that we had someone in our corner.

We’re extremely grateful for everything Jo and the team did to help us get into our new home and wouldn’t hesitate to recommend them to anyone looking for a broker who genuinely cares about their clients.

Following several bad experiences with two different mortgage brokers, I was recommended Jo Attard + Co. Deciding to go with this broker has positively impacted every aspect of my property journey.

Rebecca has worked closely with me, taking care to understand my circumstances, and has provided second-to-none expert advice every step of the way.

Heart Financial made the overwhelming aspects of purchasing a home so much less daunting. They were always incredibly communicative, easily reachable and ready to answer any silly questions, which brought myself and my mother so much peace of mind.

The process became so much more digestible thanks to their help and I am so incredibly grateful for their hard work, quick turn-around time, and most of all, their care and conscientiousness every step of the way!